Budgeting Education Loan

The rising cost of education has compelled students to find new ways of funding their studies. They strive to get scholarships and pursue financial institutions for borrowing student loans but still they remain short of money. Most of the students don’t know how much money they need for pursuing their degree. They don’t include hostel rent, books prices, commuting expenses etc. as their education expense. This may be the reason that a large number of college students always remain short of funds. A brief analysis of savings and expenditure will be of great help for such students.

Budgeting Education

Students should calculate some requisite expenditure for budgeting education.
o Calculate the college fees.
o Calculate the approximate amount you have to spend in buying books, commuting to college and hostel rent.
o Add the calculated amount to get the approximate value.

This calculation will help students to know how much they need to earn their degrees. A student, who knows how much money he or she needs, can easily find ways for arranging the fund.
Funding Education
Primarily there are three ways to fund your education.
o Family savings
o Scholarship
o Education Loan

Students can use these options according to their requirement.

Family Savings: Every household keeps some amount for unseen expenditures. If your parents have saved a good amount then it can be the best source of money for you.
Scholarship: In USA it is said that there is a scholarship for everyone. If you are going to study in USA then there are opportunities of earning a scholarship. Students can find a number of scholarships on American websites. Do not worry if you are not studying in USA. Students can search for scholarships in their own country.

o Search for the educational institutions, which have provision for awarding scholarship to students.
o Some social organizations give scholarships to needy students for studying. Search for such organization through newspaper, career counseling and asking fellow students.
o There are companies, which give scholarships to the progeny of their employees. Your parents can ask their office administration for scholarship.
o Kind hearted persons also award scholarships to financially challenged students.

The best way to find a scholarship is to read the literature. Remember scholarship is never returned. It is the free money, which you can use according to your requirements. Earn as much scholarships as you can and arrange maximum free money for your studies.
Education Loan: You can borrow education loans from Government or Private financial institutions. The government banks follow strict rules while lending loans to students.
Private financial institutions such as Credila Financial Services (www.credila.com) on the other hand are hassle free with door step service in giving education loans to needy students. Applying for both types of education loans is wise because if a student fails to get government loan then still that student has a chance to get private loan.

There is another way of borrowing education loans. Companies give loans to their employees on low rate of interest. Your father can borrow loan from his company fund for funding your education budget. Social organizations help their members by providing funds without any interest. You can take membership of such institutions for financial gains.
One must keep in mind that the loan has to be returned. However students can get some relaxation in time but they can’t escape from returning their education loan installments.
Repaying Education Loan

Students must start preparation for repaying their education loan installments right from the day they enter college. Giving tuitions to juniors is the best way to arrange funds for loan installments. If you get enough time after attending college then you can do some part time job relevant with your course. It will give you double benefit. One you will get money and the second you will get experience. None of the degrees available guarantee a job that is why it will be beneficial if you start arranging fund for paying education loan installments right after you get the loan.

Home Based Business – Choosing The Correct One For You

The home based business market is growing very quickly. One possible reason for this is the opportunity to earn a high income if you go about it in the correct way. The Internet allows you to choose a business to your liking and then sit in the comfort of your own home to run that business. No longer will you be tied to the 9 to 6 routine sitting in commuter traffic getting nowhere fast. Now you can spend more time with your family and friends and if you choose the correct business you should also enjoy your daily tasks.

When it comes to the choice of businesses the internet really is your oyster. There are a plethora of opportunities just waiting for someone to exploit them. Because of this it is very important that you choose wisely to make sure you have the option that is right for you. Just because you know somebody who had success with a particular business does not mean the same business will work for you. You may not have the skill set required to be able to excel at that business. Now you have made up your mind that you are going to start your own business using the internet as your platform you need to realize your passion and limits and also the skills that you possess to be able to carry out a successful business.

Start out by picking something you enjoy doing and have some knowledge of. At this point it doesn’t matter what the outcome of your thinking is, because you will need to do some research into whether what you are thinking about is a viable option. Perhaps you like gardening or perhaps writing is more to your liking. With writing you can always publish some articles to make money. If you want to do something that is not necessarily computer related than perhaps you could turn your skills to teaching. You could still work from home by opening a day care center or run some other type of learning or teaching forum from your home.

Before you make your final decision you need to see if you will have enough funds to carry out your desired business. How much money are you going to need to get started? Even if you are not computer oriented you should try using Google, (or your favourite search engine), to see if others are having success running the same type of business as you intend starting. Look at your current skills. Are they at least adequate to see you through your business start up? Do you need to acquire new skills or brush up on those you already have before you embark on your new enterprise? And finally before you actually start make sure there are going to be buyers for your products. This is where your research will come in handy. Check out your desired niche and make sure people are willing to buy in that niche.

By now you should have a list of possible business opportunities. Do more research. Check and check again that there are buyers in your desired niche. Does the niche you are looking at offer a reasonable return on your outgoings? Is there much competition? If there is no competition then I would suggest you are looking at a niche with few if any buyers. Don’t be afraid of competition, but similarly if the niche appears to be overloaded with sellers then you may be operating to a smaller customer base.

If you make some wise decisions now you can look forward to a bright and prosperous future with your home based business.

Home Based Business Marketing – The One Key to Success For Your Home Based Business Marketing

If you are with a Network Marketing home based business you probably started out in a blaze of enthusiasm only to find there was no home based business marketing program to go with it. You probably also found that most people you talked to did not share your enthusiasm about the opportunity you were offering. And maybe your up line didn’t have any skills to offer you either, not that they told you that at the time, right?I had a similar experience, in fact that exact experience. You not only feel let down, you feel cheated. Or at least I did. I was so excited to get into the network marketing opportunity I joined (and it wasn’t that cheap either) that I just assumed there would be a complete home based business marketing training program to go with it. I was ready to do anything and soak up every little detail of what I was being told to do. After all they did say “complete turn-key system”.It wasn’t until after I got started that I found out that the team I joined, although very successful, didn’t really know that much about marketing on the internet. They had heard of a few things that others were doing with reasonable success and he shared those, but he didn’t know the details, or really have a plan to offer me.Their success did not revolve around home based business marketing knowledge as I had expected, but had more to do with good timing with the business opportunity, a down line who were not fully positioned and were therefore handing up sales, and a couple keywords that they had managed to build their whole business around using pay-per-click advertising.An amazing outcome, but not an overall marketing strategy that could be shared to the benefit of others. Pay-per-click is a powerful method, but can be very expensive if you don’t have a very good understanding of how to use it – and there is a lot more to marketing on the internet.I knew I had to go elsewhere for help so I started scanning the internet for answers – probably like you are now, and to my great relief I found that the answers were there. The marketing training I was after did exist.What is needed by network marketers is training that focuses on getting traffic to your website or lead capture page.It needs to cover:Keywords
Copy writing
Building your list
Marketing MethodsThese are some of the basics and they apply to internet marketing in general but if you can get a program that is focused primarily on generating leads, it will be most beneficial. I found that there were a lot of different training systems on offer for home based business marketing and that the best option was to choose one targeted at getting fast traffic.

Home Based Business Is The Way To Go As It Pertains to Navigating Today’s Economy

Your best life now comes in the form of a home based business. Working for someone else is alright, however it does not compare to leading your own home based business.Every since 9/11 people have been using their home as a sanctuary and or retreat. Given these tough economic times, homes have become fertile ground for generating revenue. Justifiably so, if given a choice of commuting to work every day, walking down the hall and or in your basement to work, which one will you choose?As for me, I chose to start a home based business because it gave me the comfort and control I always wanted. For example, with technology today I can start a new business, market and promote it on the internet and take the online business and transition it to a offline business to conduct live training, deliver speeches, write books, participate in tele-seminars and or panel discussions in the business community.It looks as though I am pretty excited about my home based business. Why not? I encourage you to consider starting a business, perhaps it can be information products, live talk radio show on the internet, host your own YouTube channel, podcast or a virtual business.Incorporate your business with the internet and the possibilities are unlimited. People are making a ton of money from their home. Some people ask, “Where do you meet clients?” I respond by telling them to meet with prospective clients at their office, at a hotel lobby and or there are a number of free office spaces one can reserve to conduct meetings, many come with administrative staff and diverse office oriented facilities.In my opinion, being able to manage your day is one of the greatest advantages of a home based business. You get to call your own shots, begin and end your day whenever you want to and depending upon how you structure your business, you will encounter very few interruptions.It is easy to see why I am so happy, I get to live my life on my own terms. Granted I still work hard and I have to find new customers, the bottom line is, I would not have it any other way. A home based business is about choices, decide if this is for you by writing down your goals and going after them.Here is to your home based business success, embrace the opportunity and forge ahead no matter what. If I can do it, so can you.

Direct Sales Is the Best Way to Start a Home Based Business

Between the kids, your spouse, and your other responsibilities you barely have enough time to breathe let alone try to start a home based business. But your family could use the extra income and, even though things can get a little crazy at home, you would rather not get a job. Your only other option is to look at ways you can make money at home with a work at home business of some kind.The standard advice you’ll get from gurus about how to start a small home based business is to develop a business out of your existing skill set. For example, if you are a certified public accountant, then you would be encouraged to run an accounting business from your kitchen table.There several problems with this advice. First of all, what if you don’t want to make use of your current skills? What if the whole reason you quit your CPA job was because if you looked at one more ledger sheet you were going to scream? You will not be successful in a home based business you hate.Second, what if you don’t have any skills that you can draw from? You may be able to do lots of things but what if none of it could make you any money? If you took the advice of the gurus then you would have no business and still stuck at step one.But even if you could start a home business creating products or offering services for which you are fully skilled, is that really the best way to go?When you start a home based business, you are essentially beginning from scratch. There are numerous headaches involved with building a business from the ground up. Usually, there is licensing to obtain, product development and storage, customer acquisition, marketing and brand development, and a host of other things that must be done before your business gains the traction it needs to start making you money.Then there is the capital investment. Depending on the type of business you decide to create, you may have to invest thousands of dollars into your business before you even open your doors. The internet has made starting a home business easier and cheaper but if you don’t have any money, then you are still looking at putting in hundreds of hours of sweat equity.Lastly, most home based businesses are really work at home jobs in disguise. Since they require you to be actively involved in order to earn any money, your income will be tightly bound to the number of hours you work. This can be further complicated by the fact that you still have a household to run which means you may not have as much time available as you need to earn the income you want.A better way to start a home based business is to sign up with a direct sales opportunity. Otherwise known as network marketing, a direct sales business cuts out a lot of the challenges you face when trying to start a home based business from scratch. Investing in a direct sales opportunity is smart business because, you’ll have:* Less Startup Headaches – The company has already invested time and effort in getting the company off the ground. The products are created, marketing materials printed, and licenses purchased. All you have to do is find customers.* Lower Capital Investment – Instead of thousands of dollars, most direct sales businesses can be started with a hundred dollars or less.* Multiple Income Opportunities – In addition to selling the product directly, you will also be able to generate income through referrals and other passive income streams that help uncouple your time from your money. You’ll experience more personal freedom to do the things you want to do.If you are thinking about starting a home based business, don’t do it the hard way. Give yourself a leg up by joining a direct sales opportunity that will have you earning money right out of the gate. For more information on how I built my home based business, contact me. I’ll be more than happy to show you how I’m able to run a full time household and still make money in my business.

Your Home Based Business – The Most Sure Way of Growing Your Home Business In the World

So you’ve got a home based business and of course you’re doing everything you can to try and get that business to grow right?I mean we can go down the list of all the things that you’re probably doing. You’re talking with prospects; creating systems in order to follow up with these prospects; you’re trying your best to duplicate your results for your downline to be able to utilize the same tactics; you’re creating, testing and tweaking ad copy to convert like crazy; and the list goes on and on forever.But do you want to know what the one thing that you should be doing is, that will make your home based business grow faster than you’ve ever thought possible? It’s very likely that you’re missing this ingredient because the fact is that 99% of the people in the MLM home business industry do…The thing that you should be doing is continually working on yourself…on YOU…to constantly improve your skills, talents, and even weaknesses. This is what will catapult you to success faster than anything else in the world that you can do for your home business.You see, success comes from within. Your mindset is more important to your success than anything else, and you need to constantly be developing the mindset of a winner, or else you begin to see a plateau in your success. You begin to see your home based business become stagnant and notice that success isn’t flowing to us like it should be.Now am I saying that all of the other stuff I mentioned above should stop, so that we can only work on ourselves and our mindset? Of course I’m not saying that at all. In fact doing that would be detrimental to your home based business. Those things ARE important as well…crucial in fact!But you would never begin that process if it weren’t for something buried deep down in your mind, something that derives from persistence, self confidence, and perseverance. All that you’ve done so far in other words comes from and stems directly from the mindset that you’ve already developed.Therefore if you’re not seeing any success, and if you’re procrastinating, then it’s from a lack of the mindset. But it’s like a muscle, and a muscle that you don’t use will get weaker and begin to deteriorate over time. Therefore it’s important to be constantly keeping that mind of yours in shape.We also need to work on OURSELVES for our home based business, because this is what’s going to keep us going when times get tough. It’s what’s going to keep us going through thick and through thin, even when things aren’t going our way, or when success seems to be hiding around every corner.Having a mindset, and a strong personal conviction geared toward success is what’s going to help us see and tweak our strategies when the ones that we are using clearly aren’t working.Therefore it’s going to give us the confidence to know that the problems that were facing can be fixed. Mindset will keep you from making the same mistakes over and over again, and keep you from spinning your wheels.Creating the mindset for success not only leads you to success much faster, but it actually allows you to see success. Those who don’t have the success mindset have to rely on luck to succeed. Those who rely on mindset, develop the skills to create their own success.So if even if you’re doing what you think is necessary to have success in your home based MLM business, but not working constantly and consistently on your mindset, and strengthening the YOU that lay beneath your skin, then you’re still not getting the whole picture.And if you’re already seeing success without working on YOU, and your mindset, just imagine how much more success you’ll see in your home based business if you did.If you want to see exactly how to create success with a home based business, while the entire time receiving guidance and support like no other MLM organization, then click here now!

Small Business Secret #1 – Build Your Business with The End In Mind

Small Business is the toughest industry to break into. If you were a betting man, you would never in a million years want to go into a small business when the odds for success in small business are so bad, that 70% of all small business fail in the first year. Let me be blunt, if you want to succeed in small business, only listen to those people who have built a small business in an industry they no nothing about and succeeded. These are the people who seriously know how to build a small business.I just happen to be one of those people – I am not a business coach – I offer no consulting on small business, just let me share with you my secret to building 4 small businesses from a three thousand dollar credit card.The first secret when building a small business is this, have the end in mind. When I first started in small business, I was like most business people, I was a technician (bit more than that, but this is how the E-myth would describe me) in the IT industry with the belief I could build a better computer training company than those around me. One thing I can tell you about this industry, stay out of it. It is tough and there is no money in it, well that’s not quite true, but there are far easier businesses to make serious money. In fact I married my wife and I decided I wanted to experiment on whether all business was as hard as the training industry or was it just computer training.My wife and I, after much coaxing agreed to setup a car cleaning and detailing business, we new nothing about the business and were simply doing it as an experiment. Two years on, we have a successful thriving business and we are about to Franchise and expand the business to over 10 cities in Australia.The key to building a successful small business is to have the end in mind and to know when you are going to exit the business. Most people when they start a small business simply believe they are going to have a business to make money, come home and do it better than their boss. If you are going to go into business for this reason, quit now, because your life is doomed.There is more to business than simply doing the technical work and this is what most new small business operators do not realize. When you are first thinking about starting a small business, imagine how it will look when you are finished. For example, what image will you have, what logo’s will you have, what marketing material will you be using, where will you be operating from, how many stores will you have, how many people will be working for you, what sort of profit will you be making and more so, how will you know that the business is complete.For example, let us say you wanted to start up a dog washing business. You saw in a market that there was a massive need for dog washing. How are you going to satisfy the market? How are you going to build your business? How are you going to clean the dogs? Are you going to build the business like other? When will you know that the business is finished?These are all the questions you must ask yourself. In fact, if you don’t ask yourself then you will find that your business may grow but without any focus. It will go so far and then become a huge noose around your neck. By knowing what the end will be, you then have a clear goal of what you want to achieve and you can then build the business based on that vision.Let me give you a really good example of this methodology. If you get a chance watch the movie, Concierge with Micheal J Fox. Micheal plays a concierge that has a vision of building a hotel. He first builds a model of the hotel and then sells the idea to a developer. As he says in the movie he knows every aspect of the hotel he has built.You as a small business owner must do exactly the same thing. Before you rush out and start your small business, you must know exactly what you are building know every aspect of it and how to build it. You must know every job, every role, every procedure and how it will work within your business.By creating your business in this way, you will learn very quickly what will work and what will not.Most people who want to start a small business will say that they don’t have enough money. If you have a clearly articulated vision and you can prove that your vision works, then there will always be someone out there prepared to back you. It may take a while to find someone to support you, but there are people out there who will. Just remember it took Walt Disney, 500 plus knock backs for Disneyland before he found that one group of people that would back him.If you truly want your vision to work, then you must be prepared to be relentless in your pursuit of success. Remember the first secret in small business success, is to build and develop your business with the end in mind.

Seven Keys To Finding Your PERFECT Home Based Business

Before I reveal the 7 keys to the PERFECT home based business, let’s set the stage:

Imagine yourself earning a comfortable living of $60,000 or $100,000 per year, or even more from home doing things you love. Or maybe you would rather just earn an extra $500 or $1,000 a month to help with the bills or to buy a few toys.

Imagine being able to stop being a wage slave forever and going up to your boss with a big smile on your face as you say “take this job and shove it”, in a friendly way, of course:-).

Imagine yourself in a beautiful new home, a new car, or a new boat.

Or how about being able to spend more quality time with your family?

Think of the freedom you’ll have when you can take lots of great vacations without having to get an OK from a boss for the time off.

If you’re nearing retirement age like me, imagine being able to retire with money to spare. No more worries about Social Security going bankrupt.

OK. So, enough already about all that. Right? Who doesn’t imagine or want at least some of these things, if not all of them?

There are a lot of so-called home based business “opportunities” that promise all of the above and more. But, as you probably already know, not all of these opportunities are real opportunities. If you’ve ever tried to make money from home with multi-level marketing or envelope stuffing or any of a hundred other “opportunities”, you know what I mean.

Many of these so-called “opportunities” will have you spending so much time and effort just to earn a little extra money that you could end up earning less than the minimum wage. Sometimes there are so many demands on your time and money that the business ends up owning you, instead of you owning the business.

I know that’s not the kind of opportunity you’re looking for. Don’t waste any more of your precious time and money trying out the “next great opportunity” and then the next, and then one more, until you feel like quitting altogether. Isn’t it time to stop spending money on every new opportunity, and to finally start earning some money?

Well, what’s the solution then? How can you finally discover the one opportunity that is really the best?

Here’s the solution.

Every home based business opportunity that you consider needs to be checked out first to make sure it fits the definition of The PERFECT (TM) home business before you invest your time and money in it.

Then, once you’re convinced you have found the perfect home business, you can focus on that one alone and make it a success.

No more wasted time and money chasing after every opportunity that comes along. Wouldn’t that be refreshing?

Yes, you can discover and start the successful home business you’ve always wanted.

Here’s how:

The 7 Keys
Each letter in the word “PERFECT” stands for one of the 7 keys of a successful PERFECT (TM) home based business. Each key is something your home based business opportunity MUST have in order for you to enjoy the financial freedom and lifestyle you desire. Does the home business opportunity you are considering meet the requirements in each of these 7 keys?

The PERFECT (TM) Home Based Business must be:

P: Profitable
E: Easy
R: Real
F: Fits With Your Desired Lifestyle
E: E-Friendly
C: Competitive
T: Testable At Low Risk

This article is an introduction to the PERFECT (TM) Home Based Business concept.

There are seven more articles is this series. Each article shows you what each of the above 7 keys means and why it is so important. Stick with me now and read each of the 7 additional articles. You’ll be glad you did.

If you’re really to ready start making some money in a home based business without working 60 hours per week and without throwing your money down the “home business opportunity rat hole”, make sure the opportunity you grab now is the PERFECT (TM) home based business opportunity.

What Makes Good Advertising – Easy Tips for Beginners

In the journey of marketing your products or services, what makes good advertising could really be the most important chapter you ever take the time to learn about.

Advertising is the unspoken means of communicating to potential customers and is a vital component of major companies. It’s really essential for smaller business owners too and if you can understand how it works, then it can also give you the edge over your competition.

Owing to it’s acquired popularity and demand, advertising services is an industry in itself. Nowadays the smart people expect a lot from their advertising promotions because a lot of their market awareness and income comes as a result of this.

Numerous small scale and large Industries are dependent on the advertising industry for laying their ground work and promotion. But contrary to popular belief, most advertisements are not successful. In fact, the majority of them may not connect with the potential customer at all, which is a shame because it is lost money,

In other words, there are certain rules that one needs to abide by, for creating a good advertisement that is helpful as well as resourceful. What makes good advertising is a skill that has to be learned and is a joy when you get it right. Now, here are a few things for you to consider:

Tip #1 – Know who your customers are

The most important rule for advertising is selecting the right target audience. This is mandatory as, the wavelengths and sensibilities of different classes of people are different all over the globe. Be sure to consider who would benefit from what you have to offer and target them. For example, don’t try to sell your cooking product in a knitting magazine just because it is read by housewives.

Tip #2 – Understand their needs

An essential part of what makes good advertising is in knowing how your product or service can benefit your customer. For example, your advertisement should always talk to the customer about: A) how they will profit from their investment, or B) why they will look better from taking your supplement, or C) how they will feel healthier from receiving your therapy, or D) why they can be safer and more secure from installing your product etc. This is how to connect with your target audience.

Tip #3 – Add credibility

Gain confidence from your audience. Support your advertisements with facts, testimonials, statistical graphs, charts and references to make them visually more appealing and believable.

For example, suppose you are promoting a weight gain supplement by the company “XYZ”, you need to support your product in a reassuring tone with pictures or proof of previous users who have achieved desirable results from using that particular product.

Tip #4 – Grab their attention

Who says cheesy lines can only be used by roadside Romeos? They can also be put to use effectively in adverts in order to make them catchy. You should give those minute details in an advertisement some thought to make it stand out in a crowd of dull, boring adverts that all look the same.

Gone are the days of monotonous sing song advertisements. Nowadays, people like them to be creative & cool and this is one of those tricks that you should consider using if you want to know what makes good advertising.

Tip #5 – Call a spade a spade

Do not use confusing languages or hidden meanings in your promotion as the prospective customer may not understand it. The first lesson of learning what makes good advertising is that you put it in a simple manner, in a language that people can understand without trying to be too clever.

Provide hard hitting facts and list the important benefits first rather than the features, which will enable people to choose your product at a single glance.

Tip #6 – Be creative

Prepare a resourceful advertisement, but with a twist. Surprise the audience and keep the interest alive with special discounts or other incentives.

One must remember that this is also an art form and can only be perfected with the help of correct knowledge. There are some individuals and companies that understand this and advertise on a regular basis and keep their company running at a profit. They know exactly what makes good advertising – and so can you with just a little bit of effort.

The Finer Points of Internet Auctions


Penny auctions have exploded in popularity with the massive growth of the internet. However, few people know the true origins of penny auctions.Beginnings actually stretch back to the Great Depression. Those were hard times for everyone, but even harder for farmers. Farmers struggled to bring in steady income because of droughts and crops not selling as well as they had previously. As a result, the banks would foreclose on the farmers who couldn’t keep up with their mortgage payments.

The banks weren’t satisfied with just repossessing the house, they wanted to raise as much capital as possible, so they resorted to selling off the possessions of the owners of the repossessed houses. There was not much the farmers could do about it so they began bidding ridiculously low prices, pennies, on the items while threatening others who dared to bid higher than a few pennies.

The auctions of today hardly resemble their tremulous beginnings. Being part of a penny auction today is exhilarating, fun, and addictive. It combines the selling format of auctioning with a little bit of chance factored in.Auctions are a game of strategy but also a game of luck.

The premise behind penny auctions is giving people the chance to win an item at a drastically reduced price.Auctions make that possible by spreading out the cost of the product among multiple bidders. In order for a person to take part in an auction, they must pay a set price for each bid. For example, if a person wanted to bid on a fifty dollar Amazon gift card then he would spend a dollar for each time a bid placed. If he ended up winning the gift card, then he would only have spent a few dollars for a fifty dollar gift card. Usually penny auctions sell bids in packages.


The main foundation of penny auctions is the pay-per-bid format. It is the key that allows bidders to win items at the fraction of their retail value and allows the auction owners to keep their site profitable. Most y auction sites run on the same premise: people pay a set amount for each bid, whenever a person places a bid within the closing seconds of the auction time will be added, the last person left with a unique bid after the clocks runs out will win the item. There are a large variety of items that can be won, but they tend to be popular electronics or gift cards to popular stores.

There are two types of auctions: lowest unique bid auction and highest unique bid auction. Lowest unique auction sounds confusing but it is actually quite simple. A unique bid is when only one person has a bid at a certain price. Bids usually start at one penny, a bidder can then place a bid at two pennies. Until another bidder places a higher bid, the most recent bidder will be the lowest unique bid because that was the only bid at two cents and nobody bid higher. However, penny auctions generally don’t stop at one penny. It is not uncommon to find auctions that end up at a couple hundred dollars based on the popularity of the item being auctioned. However, the same principles apply for those auctions. Highest unique bid auctions follow the more traditional auction format such as eBay. The person with the highest bid at the end of the auction wins the item.

Auction site owners turn a profit by selling bids. Say twenty people are bidding on a ten dollar gift card at one dollar per bid, at the end of the auction if there were twenty bids placed in total then the site owner would have made twenty dollars with a ten dollar profit.Auctions do seem like a win-win situation:The site owner makes money while the bidder gets an item for dirt cheap. However, not everyone wins in penny auctions. The people who paid one dollar each bid but left with nothing to show for their investments will not be so happy.


Penny auction has a lot of chance mixed into it, but one can incorporate strategy that will help raise the chances of winning. Playing smart can make all the difference between gambling and auctioning.

The first crucial tip to winning penny auctions is to know how to manage your bids. Your goal should be to win as much as possible without spending a ton of money buying bids. Managing your bids means that you should already know how much you are willing to risk in order to win an item. The amount of capital you are willing to risk will determine how many bids you can use. Once you know how many bids you have to spend on an item, then you will be better able to manage how and when you place a bid. That will keep you from blowing away all of your bids in the first few seconds of the auction.

The next tip is to practice time management. When fighting in the trenches of penny auctions, you have two enemies: other bidders and time. Knowing when to bid is a must if you want to have success. Placing a bid when there is a lot of time left on the clock is never a good idea. You have to remember that the key to winning a penny auction is being the last one standing when the clock runs out and that each bid increases the amount of time left. It would be a good practice to wait until the last few minutes of the auction before you begin to bid.

The final tip for successful auctioning is to keep your emotions under control.Auctions have a lot of similarities to gambling, and just like gambling, your spending can get out of control. If you keep your emotions level, it will keep you from making rash decisions and blowing loads of cash. Keep your mind clear so that you can gage the behavior of the other bidders and outsmart them.


Penny auctions are a great addition to the web whether you want to win an item that otherwise you wouldn’t be able to afford or if you simply enjoy the thrill that comes with bidding in auctions. Unfortunately, scam sites have tarnished the reputation of the legitimate penny auction sites. However, there are ways that you can protect yourself from scamers and enjoy your auctioning without having to worry about losing your money due to dishonesty.

Checking the reputation of the auction site before you start spending your hard earned money is always a good idea. Chances are other people have tried the site before you and some of them have left reviews. The reviews are your way to gage whether a auction site is trustworthy or not. If a site is getting overwhelmingly negative reviews, then that is a clear indication that you should steer your business elsewhere.

Another tool you can use to protect yourself is checking the Alexia ranks of the auction sites. Alexia rank will give a solid view of how much traffic the auction is getting. If you see a huge difference in the amount of traffic Alexia is projecting and the amount of active bidders on the site, then warning signals should be ringing in your head. Some auction sites have been known to set up robots that automatically bid on projects in order to keep the auction going and inflate the price. That is known as shill bidding. You can sniff out those sites by comparing the traffic the site should be getting to the amount of users using this site.


New legislation may come out later down the road that will officially make penny auctions gambling, but until then, it is a fun, exciting auction that allows one to win the item they’ve always wanted but couldn’t afford.Auctions are also quite lucrative for the site owners because of the pay-per-bid strategy they’ve incorporated. Penny auctions had humble beginnings with farmers who just wanted to get back at the banks who kicked them out of their house. More recently, auctions have enjoyed an explosion in popularity with the rise of the internet.

There are two main formats fora auctions, lowest and highest unique auction, however they both run on the same premise where the last unique bid wins the item. Winning a penny auction will require a certain amount of mental tactic and a bit of luck. However, you can increase your odds of winning by practicing certain techniques such as managing your bids wisely, learning how to work with the time, and keeping a level head and your emotions under control. When you combine those three strategies to your bidding plan, you will find that you win a lot more often.

It is important that you do your due diligence to protect yourself when participating in auctions. Not every auction is run by honest and trustworthy people. There are people out there who just want to take your money. You can protect yourself by ensuring that you only bid on sites that already have a very positive reputation from real users.

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